Attention homeowners in Markleville and Madison County: Get an Appraisal today!

The top 7 reasons why IN homeowners use Allen Croft:

Find the right listing price (whether they're selling the home themselves or using an agent)
Challenge a property tax assessment
Remove PMI to reduce a monthly mortgage payment
To reinstate their Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
If property needs to be divided because of a divorce
To settle an estate in IN by determining the true market value of real estate in question

Do you own a home in or near Markleville? Do you need help deciding the value of your real estate?
Contact Allen Croft.

At Allen Croft, we understand the special needs of a customer seeking appraisal services. Our customary business clients understand the appraisal process and the standard reporting formats. Being a regular homeowner that probably doesn't look at appraisals every day,we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own house because of your emotional attachment to it. Professional appraisers, like the ones at Allen Croft, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. It gives you something concrete to show the buyer. It's an independent third party's opinion of your home's price, and not just how much you think your house is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value judgement than yours.

PMI Removal Appraisals

A popular way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. We are experts in helping homeowners just like you rid yourselves of unnecessary PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your house overvalued if you live in a region that is declining. That only means you are probably paying more taxes than you should. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. An appraisal from Allen Croft is your chief weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can this be difficult and inconvenient from a cash flow standpoint, and bad for your credit score since it may appear as though that credit line is maxed out. Allen Croft can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you'd wish to have a seasoned professional double-check it for preciseness or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? Allen Croft offers field reviews where we'll go out and check the subject and comparables in question. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had done before. Even though this is typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your house.